Roth Conversions: When and How to Use Them
Estate Planning, Investment Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital Estate Planning, Investment Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital

Roth Conversions: When and How to Use Them

Many of you know that I view Roth IRAs as simply the best type of retirement account. However, there are instances where it does not make sense to overfund a Roth IRA. In this post, I want to share the top three reasons I see for clients in retirement to limit the funding of a Roth IRA.

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How to Trade Bitcoin and Other Cryptocurrency
Investment Planning Client First Capital Investment Planning Client First Capital

How to Trade Bitcoin and Other Cryptocurrency

In March, we published a couple of articles that covered a lot of ground on cryptocurrency in general and the challenges and opportunities that exist for those hoping to earn, store, and spend their bitcoin or similar cryptoassets. Now with all of the previous knowledge from the past two articles, you may or may not be interested in using cryptocurrency as a means of exchange. But what about trading in it, directly or in fund form?

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Video FAQ: Liquidity 101
Investment Planning Client First Capital Investment Planning Client First Capital

Video FAQ: Liquidity 101

Liquidity refers to an asset that has a ready and waiting market on both sides of the buy-sell equation. If you are selling and there is liquidity, then you most likely will find a buyer willing to pay a fair price. This means you won’t be stuck holding the investment at a time when you need cash.

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A 2021 look at The Fourth Turning
Investment Planning Client First Capital Investment Planning Client First Capital

A 2021 look at The Fourth Turning

In 1997, Neil Howe and William Strauss published “The Fourth Turning” which goes into detail on how history moves in 80-year cycles and each one is divided into periods, defined by each generation (i.e., Baby Boomers, Generation X and Millennials) as they come into adulthood. Each of these phases hold one generation at a time, and each phase is associated with a specific societal role.

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Tax Planning, Investment Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital Tax Planning, Investment Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital

How are Investments Taxed (and How Can I Minimize Them)?

While many people tend to focus on how much money their investments will produce for them, it can be equally as important to understand how the IRS will tax this income. In this post, we’ll explore the tax treatments on interest, capital gains, and dividends, and then discuss how you can use this knowledge to your advantage.

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