Client First Capital Solutions:
Advice Only
Client First Capital works with individuals and families to craft a highly customized financial plan with well-defined goals, incorporating the knowledge from both the Chartered Financial Analyst (CFA) Institute and the guidelines established by the Certified Financial Planner (CFP) Board of Standards.
Our financial planning process is built on the principle that financial plans should evolve with your life. We believe that financial plans are not static and should be updated regularly to reflect life changes. Through ongoing discussions and reviews with your financial advisor, we help you navigate both challenges and opportunities, keeping you on track toward your financial goals and ensuring your overall financial wellbeing.
This is an advice-only service model, specifically designed for clients who prefer to implement their financial and investment strategies independently OR for individuals that have a large financial decision to make and need a sounding board to make the right choice for them. Our comprehensive financial planning services empower you with the knowledge and confidence to take control of your financial future while benefiting from professional guidance tailored to your unique situation.
Our core financial planning services include:
Retirement Planning
We help you define your retirement goals and create a strategy to reach them, considering factors such as savings, income streams, and withdrawal strategies. Our goal is to ensure that you can enjoy a financially secure and fulfilling retirement.
Insurance Planning
We evaluate your current insurance coverage and identify any gaps to help protect your assets and loved ones. Our analysis includes life, disability, long-term care, and property insurance to ensure you are adequately protected against life's uncertainties.
Tax Planning
We help you develop strategies to minimize your tax burden both now and in the future. Our approach incorporates tax-efficient investing, retirement account strategies, and annual tax planning to maximize your after-tax returns.
Estate Planning
We assist you in creating an estate plan that preserves your wealth and ensures your legacy is passed on according to your wishes. Our guidance includes wills, trusts, beneficiary designations, and strategies to reduce estate taxes and probate costs.
At Client First Capital, our Advice Only financial planning services provide you with a clear path forward, helping you achieve your financial goals with confidence and clarity.
Our Approach to Fees: We have a transparent fee structure. Fees are determined by the number of hours needed, level of complexity, and services needed. For financial planning services only, our hourly billable rate is $350, with a minimum fee of $5,000.