Master Retirement Spending: Craft Your Income & Expense Blueprint 
Retirement Planning, Financial Planning Cary Smith, Director of Business Development Retirement Planning, Financial Planning Cary Smith, Director of Business Development

Master Retirement Spending: Craft Your Income & Expense Blueprint 

Retirement isn’t just about saving—it’s about knowing how to spend wisely. After years of diligent saving, the challenge shifts to making that money last. A structured retirement income and expense plan is essential for ensuring long-term financial security. In this article, we’ll explore how to optimize income sources, manage expenses, build a realistic budget, and withdraw funds efficiently to maintain a comfortable lifestyle. 

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A Retirees Perspective on Retirement Planning: Beyond the Finances
Estate Planning Client First Capital Estate Planning Client First Capital

A Retirees Perspective on Retirement Planning: Beyond the Finances

Too often, when people think about retirement they focus too much, if not solely, on the financial side of retirement. I had a 35-year career in Financial Services, I understand the importance of being financially prepared. Equally important is the non-financial side of retirement. The “how am I going to live” and “how will I spend my time” side of retirement.

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Top 3 Retirement Planning Lessons from Silicon Valley Bank
Investment Planning, Tax Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital Investment Planning, Tax Planning Amar Shah, CFA, CFP® Founder & CIO, Client First Capital

Top 3 Retirement Planning Lessons from Silicon Valley Bank

Well, it’s hard to hide from the news of the Fed and Treasury coming to the rescue of depositors of a failing bank. Silicon Valley Bank is the 20th largest bank in the United States of America and mainly serves the needs of startups and venture capital firms. And because of mismanaged risk and the inability to create liquidity when needed, the bank was taken over by regulators from the FDIC last Friday. This article covers the events that led to the failure of the bank and broader impacts as well as lessons learned from these series of events that can be applied to managing retirement.

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