What to Do if You’re Retiring During a Down Market 
Retirement Planning, Financial Planning Cary Smith, Director of Business Development Retirement Planning, Financial Planning Cary Smith, Director of Business Development

What to Do if You’re Retiring During a Down Market 

Retirement is a major life milestone, ideally filled with the excitement of newfound freedom and the opportunity to enjoy the fruits of your labor. But retiring during a market downturn can stir anxiety. After decades of saving and investing, seeing your portfolio shrink just as you plan to tap into it is understandably nerve-wracking. Fortunately, there are several strategies you can employ to protect your finances and make your retirement more resilient—even in a turbulent market. 

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Master Retirement Spending: Craft Your Income & Expense Blueprint 
Retirement Planning, Financial Planning Cary Smith, Director of Business Development Retirement Planning, Financial Planning Cary Smith, Director of Business Development

Master Retirement Spending: Craft Your Income & Expense Blueprint 

Retirement isn’t just about saving—it’s about knowing how to spend wisely. After years of diligent saving, the challenge shifts to making that money last. A structured retirement income and expense plan is essential for ensuring long-term financial security. In this article, we’ll explore how to optimize income sources, manage expenses, build a realistic budget, and withdraw funds efficiently to maintain a comfortable lifestyle. 

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How to Prepare for Long-Term Care: Financial Strategies and Options 
Retirement Planning, Financial Planning Cary Smith, Director of Business Development Retirement Planning, Financial Planning Cary Smith, Director of Business Development

How to Prepare for Long-Term Care: Financial Strategies and Options 

Planning for long-term care is a critical component of financial security, especially as life expectancy increases. With the rising cost of healthcare, preparing for potential long-term care expenses is essential to maintaining quality of life without depleting savings. This article explores key financial strategies, including long-term care insurance, Medicaid planning, and asset allocation, while also discussing the tax implications of these decisions. 

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