Retirement planning is a crucial part of ensuring financial security and peace of mind in your later years. The "Retirement Red Zone" refers to the critical five to ten years before retirement when financial decisions have an outsized impact on your future stability. Mistakes made during this period can have long-lasting consequences, potentially derailing your retirement goals. To help you navigate this crucial phase, here are five common pitfalls to avoid and actionable strategies to keep your retirement on track.

As we step into 2025, exciting new retirement laws and regulatory changes are taking effect, presenting incredible opportunities for individuals to strengthen their financial security and prepare for the future. These updates are designed to make retirement planning more accessible, equitable, and impactful. Let’s explore these three key changes and how they can help you achieve the retirement you’ve envisioned.